Government Schemes Quiz: Flagship Programmes Practice

Spoilers! These are the Starter quiz’s answers. Easy, Medium, Hard and Mixed rounds show their own answers when you finish.

1. Pradhan Mantri Jan Dhan Yojana (PMJDY), the national mission for financial inclusion, was launched in:

   • 2011
   • 2014
   • 2016
   • 2018

   Answer: 2014. PMJDY was launched on 28 August 2014. It offers zero-balance bank accounts with a RuPay debit card, accident insurance and an overdraft facility.

2. Ayushman Bharat - PM Jan Arogya Yojana provides hospitalisation cover of up to how much per family per year?

   • Rs 1 lakh
   • Rs 2 lakh
   • Rs 3 lakh
   • Rs 5 lakh

   Answer: Rs 5 lakh. PM-JAY (launched 2018) gives cashless cover of Rs 5 lakh per family per year for secondary and tertiary hospital care. Since 2024 it also covers all citizens aged 70 and above, regardless of income.

3. Under Pradhan Mantri Mudra Yojana, the 'Kishore' category covers loans of:

   • above Rs 50,000 and up to Rs 5 lakh
   • up to Rs 50,000
   • above Rs 5 lakh and up to Rs 10 lakh
   • above Rs 10 lakh and up to Rs 20 lakh

   Answer: above Rs 50,000 and up to Rs 5 lakh. Mudra (2015) funds non-farm micro enterprises in stages: Shishu up to Rs 50,000, Kishore up to Rs 5 lakh, Tarun up to Rs 10 lakh, and Tarun Plus up to Rs 20 lakh for borrowers who repaid a Tarun loan.

4. Pradhan Mantri Ujjwala Yojana provides:

   • free electricity connections to rural homes
   • solar lanterns to forest dwellers
   • LPG connections in the name of women of poor households
   • piped drinking water to villages

   Answer: LPG connections in the name of women of poor households. Ujjwala, launched from Ballia (UP) on 1 May 2016, gives deposit-free LPG connections to adult women of poor households, replacing smoky chulhas with clean cooking fuel.

5. Pradhan Mantri Suraksha Bima Yojana (PMSBY) offers:

   • life cover of Rs 2 lakh for a premium of Rs 436 a year
   • accident death and disability cover of up to Rs 2 lakh for Rs 20 a year
   • a guaranteed monthly pension of Rs 1,000 to Rs 5,000
   • crop insurance at a premium of 2%

   Answer: accident death and disability cover of up to Rs 2 lakh for Rs 20 a year. PMSBY is accident insurance (premium Rs 20 a year since June 2022). Life cover at Rs 436 is PMJJBY, the guaranteed pension is Atal Pension Yojana, and the crop cover is PMFBY.

6. Beti Bachao Beti Padhao was launched in January 2015 from which place?

   • Varanasi
   • Ballia
   • Jhunjhunu
   • Panipat

   Answer: Panipat. BBBP was launched at Panipat, Haryana, a state with a very low child sex ratio. Ballia is linked to Ujjwala and Jhunjhunu to the POSHAN Abhiyaan launch in 2018.

7. The Integrated Child Development Services (ICDS) scheme, which runs anganwadi centres, began in:

   • 1975
   • 1985
   • 1995
   • 2005

   Answer: 1975. ICDS began on 2 October 1975. Through anganwadis it gives supplementary nutrition, pre-school education, immunisation and health check-ups to young children and to pregnant and nursing mothers.

8. What is the entry age for joining the Atal Pension Yojana?

   • 18 to 60 years
   • 21 to 50 years
   • 18 to 40 years
   • 25 to 45 years

   Answer: 18 to 40 years. APY (2015) is for those aged 18-40 who contribute until 60 and then receive a guaranteed pension of Rs 1,000 to Rs 5,000 a month. Since October 2022, income-tax payers cannot join.

9. The Jal Jeevan Mission, launched in 2019, aims to:

   • clean and rejuvenate the Ganga
   • provide a functional household tap connection to every rural home
   • manage groundwater through community participation
   • make villages open-defecation free

   Answer: provide a functional household tap connection to every rural home. Jal Jeevan Mission ('Har Ghar Jal') targets piped tap water for every rural household. Ganga cleaning is Namami Gange, groundwater is Atal Bhujal Yojana and open-defecation free is Swachh Bharat.

10. PM Vishwakarma, launched on 17 September 2023, supports:

    • urban street vendors with working-capital loans
    • technology startups with seed funding
    • women self-help groups in rural areas
    • traditional artisans and craftspeople

    Answer: traditional artisans and craftspeople. PM Vishwakarma gives recognition, skill training, toolkit support and collateral-free credit to artisans in 18 traditional trades such as carpenters, potters and blacksmiths. Street-vendor loans come under PM SVANidhi.